- UAE : 600 533 221
- Contact-us
Sign in
EN
EN
ENEarn 6% Yearly Interest on any Idle Cash
Instant growth on your available funds no lock-in, no hassle.
Grow at 6% per year
Idle cash earns above savings
No minimums to start
Earning starts instantly
Total Flexibility
Deposit, trade, or withdraw anytime
Got Cash Sitting Idle?
Keep it working for you. At Naqdi, funds in your wallet balance earn 6% INTEREST ANNUALLY, calculated daily and credited monthly while staying fully flexible for withdrawal or transfer into trading anytime.
Got Cash Sitting Idle?
Keep it working for you. At Naqdi, funds in your wallet balance earn 6% INTEREST ANNUALLY, calculated daily and credited monthly while staying fully flexible for withdrawal or transfer into trading anytime.
Seamless Automatic Participation
You’re enrolled as soon as you’re a Naqdi retail client. Watch your interest grow whether you’re using the NAQDI MOBILE APP, WEB DASHBOARD, or MT4/5 platform.
Why Choose Naqdi Interest Program?
Top Tier Returns
6% interest rate far beyond traditional bank earnings
Liquidity at its Best
Enjoy full access to your cash anytime
Set it and Forget it
Automatic enrollment zero hassle, always earning
Suppose on $100,000 idle funds in the wallet.
| Period | Formula | Earnings (USD) |
|---|---|---|
| Per Day | 100,000 x 6% / 365 | 16.43 |
| Per Month (30 days) | 16.44 x 30 | ~500 |
| Per Year | 100,000 x 6% | 6,000.00 |
Frequently Asked Question
Naqdi “Earn on Idle Cash” Program
Terms & Conditions (T&Cs)
Introduction
These Terms govern the Naqdi Idle Cash Interest Program (“Program”), offering eligible retail clients (“Clients”) a 6% annual interest rate on unused cash balances (“Idle Cash”). Participation indicates acceptance of these Terms.
Eligibility
- Must be an approved Naqdi retail client.
- Applies only to US$-denominated Idle Cash.
- Excludes accounts under corporate or institutional categorization.
Interest Details
- Rate: 6% per year, applied to daily Idle Cash.
- Calculation: Daily interest = (Idle Cash) × (6 ÷ 100) ÷ 365.
- Credit Frequency: Interest is accumulated daily, paid monthly to your Naqdi account.
Access & Liquidity
- No minimum balance requirement.
- Zero lock-in: Funds remain fully accessible for withdrawal or trading at any time without penalty.
Rate Adjustments
Naqdi may modify the interest rate at its sole discretion due to changes in policy or market conditions. Advances notification will be delivered via email or in-app message.
General Terms
- This Program is distinct from investment returns and carries no risk—interest is paid directly by Naqdi.
- Naqdi may suspend or terminate the Program at any time, with prior notice.
- Continued participation after any changes to these Terms indicates your agreement with such changes.
Liability & Risk Disclaimer
Naqdi is not liable for indirect or consequential losses resulting from participation. The Program is a benefit on idle cash—not an investment. Clients bear full responsibility for monitoring updates and utilizing the service appropriately.